HOW TO PROTECT YOURSELF
Equine liability has many people confused and rightfully so. There is no clear-cut equine law that will protect you 100% of the time. However, that doesn’t mean that you just ignore all precautionary measures and let what happens happen. There’s still plenty you can do to help guard yourself against horse owner lawsuits .
Naturally, as far as equine law is concerned, it varies from state to state . There are still many common sense ways to protect yourself to deter being sued by someone regardless of which state you live in. By taking certain actions prior to having any problem with injuries or damages, you can also be helping yourself win a court case should you have someone try to sue you in the future.
Whether your concern is with equine liability with your particular horse activities or with property owner liability, there are many ways to safeguard your assets. One of the more obvious ways, is to be sure you have horse insurance to protect yourself. Insurance, regardless of the type, is something that everyone needs but nobody ever hopes to use it. Because let’s face it when insurance is needed it is because of something going terribly wrong. It could be damaged property or someone with bodily injuries. It is at those times you sure glad you have it. You can get horse insurance quotes so you know without a doubt what price range your premium will cost.
As a horse owner involved in horse related activities, your first priority should be to make sure you have covered all possible safety hazards. One such way is by ensuring that you have the appropriate equine liability signs posted. Consider this a must have regardless of whether you own one horse or one hundred horses. It will only take one horse causing injury to someone to get you into a heap of trouble with the law. Take action with this preventive measure as soon as possible. Find out more, such as where to purchase these signs for your state here: equine liability signs .
No person owning a horse or running a horse business should allow anyone to ride their horses with first having the new rider to sign a horse liability release form. These liability forms are another great way to discourage legal action from being taken against you regarding accidents on your horse or property. Wording is everything with liability release forms so be careful there and make certain nothing has been omitted in the form.
Last but certainly not least, listen to your instinct. Many times when dealing with people, your gut feeling will try to speak to you. Be careful to listen to that small voice within if it is telling you this person could be trouble. The world is full of people that will take you to court and bring a lawsuit against you, just to find an easy way out of these financially hard times. If you sense a trouble maker, avoid them at all cost. It really isn’t worth the risk. When you take into account all that you have worked so hard for, then realize that you could possibly lose it all over one short horseback ride. There are tactfull ways to handle these people without hurting feelings or ruining your equine business. Tell the prospective student you don’t have any openings at the moment if that is what it takes to get out of giving riding lessons to anyone that makes you feel uncomfortable. Always err on the side of caution when dealing with equine liability issues.